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New India Mediclaim Policy Sum Insured Upto 15 Lakhs

Salient Features of the Policy:
  1. Sum Insured upto Rs.15 Lakhs.

  2. Provides cover to the Proposer's Spouse, Children and Parents.

  3. No Pre-Acceptance Medical check below the age of 50 years.

  4. Policy covers Treatment / services rendered throughout India.

  5. Policy provides Continuity Benefit and Cumulative Bonus Buffer.

  6. Cashless facility can be availed in the Network Hospitals throughout India. (

  7. Reimbursement of the cost of Medical check-up at the end of a block of every three Claim Free Years.

New India Floater Mediclaim Premium Revision

Salient Features of the Policy:
  1. You are covered for any Hospitalization during the period of Insurance for any Illness or Injury admissible under the policy.

  2. Sum Insured options available are Rs. 2, 3, 5, 8, 10, 12 and 15 lakhs.

  3. Ayurvedic / Homeopathic / Unani Treatment up to 25% of the Sum Insured.

  4. You can cover the entire family under a Single Sum Insured. The members of the family who could be covered under the Policy are:

    • Proposer

    • Proposer’s Spouse

    • Pendent Children

    • Proposer’s Parents (parents less than equal to 60 years of age will be covered only if they are dependent on the proposer)

New India Premier Mediclaim

Salient features of the policy
  • Sum Insured upto Rs. 1 crore.

  • 100 % cost reimbursement for pre-acceptance health check-up.

  • Hospital cash benefit upto Rs. 4,000/- per day.

  • Increased sum insured of upto Rs. 5 Lakhs for 11 critical illnesses.

  • AYUSH cover upto Rs. 20 Lakhs.

  • OPD expenses for Dental Treatment, health check-up, medicines etc.

  • Maternity and child care cover upto Rs. 1 Lakh.

  • Infertility treatment coverage of upto Rs. 1 Lakh.

  • Dietician counselling/ concierge / Air ambulance services available.


The policy offers PERSONAL ACCIDENT compensation cover including reimbursement of Hospitalisation expenses incurred due to an accident.

Section I: The policy offers Personal Accident compensation cover for Sum Insured ranges from Rs 25000 to Rs 1 lac and in further multiples of Rs 1 lac upto Rs10 lac.

Section II:Hospitalisation Expenses for bodily injury caused by and arising out of an accident .

  1. Road Accident (at additional premium)

  2. Arising out of and during the course of employment (if opted for at additional premium )

  3. Any other accident (wider cover) (if opted for at an additional premium )

There is also an option to cover at an additional premium, the Hospitalisation Expenses for bodily injury caused by and arising out an accident to Third Parties arising out of a motor accident.

The Sum Insured ranges from Rs 25000 to Rs 1 lac and in further multiples of Rs 1 lac upto Rs 10 lacs for Personal Accident as well as Hospitalisation expenses. The hospitalization limit allowed shall be equal to and upto the maximum Accident limit.

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